Let’s Talk Money (Money Conference for Women Pt.2)

Let's Talk Money-My Story

Growing up my parents never discussed money with me. They thought that credit cards were bad, and never really educated themselves on the topic. At a very young age, I developed a savings habit. Even though I was a teen mom. I started saving for my son as soon as he was born. When family and friends would give him money for his birthday. I would deposit the money in a savings account for him. 

At some point in my life, my good habit with saving and money started to change. I entered into a relationship, with a man that did not have my best interest at heart. I just became a homeowner when I met him, and things started to move quickly. He was actually my first real boyfriend and first husband. I started to find myself getting deeper and deeper in debt. When, I finally decided to leave his ass. I found myself in over $10k + in debt. The 3 carat diamond engagement ring that he was supposed to pay off. I was now paying off. The wedding we were supposed to pay off together. I found myself paying off. The list could go on and on. 

At the age of 23 I found myself starting over financially. If my credit cards weren’t maxed out. They were close to it. I was a single mom working two jobs to pay off the mess that I didn’t have control of. I remember seeing people I knew while I was working my Part-time at Macy’s, and they would give me the side eye. I never felt embarrassed though. I had bills that had to be paid, and a son that had to be taken care of. ( Sidenote: stop letting your pride get in your way of being successful)

I started paying off, the highest interest credit card first , and learning my wants from my needs. No I’m not perfect. No, I couldn’t go to  my parents for answers. I had to learn on my own, and teach my son too.

The best advice I received in regards to teaching my son about money was letting him know. If it’s a need. I will buy it if it’s a want. You have to come up with the money.” I still struggle with this. When he wants to go to the mall. I make it very clear to him that he is using his allowance. ( unless we’re on a date or something) 

Side note: Let me just say. I missed out on “Girls Vacations” in order to purchase my house at 21 and a teen mom. It’s called sacrifice. I was making around $30k a year. No, I wasn’t making “big money. ” but it was more important for me to provide my son with a home. 

I am saying all that to say this. It’s never too late to change your spending habits. I do not blame anyone for the choices I made. I try to learn from the not so great choices I have made in my past.

Don’t forget to check out part one HERE

Enjoying this content? Sign up for my email updates today

No Comments Yet

Leave a Reply

Your email address will not be published. Required fields are marked *


Tasheena showed up to my workshop and breezed through like a breath of fresh air! Wow she put the cherry on top of an already awesome morning.

She kept our attention every minute she was there and left us with knowledge and motivation. We were in GO mode when she left. Exciting, informative, awesome!
I would have her back again and again. Peace and Blessings.

— Dianne Gill
Get Your FREE Gift Today! 30 Minutes 30 Ideas

Recent Comments